Posts in October, 2009

AB 1046 Signed by Governor – $25,000 Increased Homestead Exemption Oct 15

The Governor signed AB 1046 (click here for history) on October 11. The bill increases the homestead exemption by $25,000. The ...

COP: HAMP Not Enough; Chapter 13 Mortgage Modification Needed Oct 09

The Congressional Oversight Panel appointed to oversee the Home Affordability Modification Program (HAMP) has put out a very ...

Where's the note, who's the holder: Enforcement of the promissory note secured by real estate | LoanWorkout.org Oct 08

This is a very good article about finding a note holder for a real estate loan: Where's the note, who's the holder: Enforcement of ...

9th Cir BAP – “NO” to Stripped Mortgage and Surrendered Property Deductions on the Chapter 13 Means Test Oct 06

The Ninth Circuit BAP ruled in two cases, In re Martinez and In re Smith, that Chapter 13 debtors may not take deductions for ...